News

Vacant/Empty Buildings and F.LE.A. cover – What I need to know

January 1, 2014

On the face of things, an empty or vacant building might not be initially thought of as troublesome. As a landlord, while you will want to ensure the prompt arrival of tenants, there will be those interim periods whereby a property will reside on its own, bringing with it potential pitfalls in terms of your […]

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Property owners liability insurance explained

December 3, 2013

Two of the most common insurance policies you are likely to encounter are public and employers’ liability insurance. Gaining in-depth familiarity with both terms is vital, but in a nutshell public liability insurance covers you from a member of the public should they be injured in an accident and your business is found to be […]

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HMO: Gaining familiarity with the term

November 6, 2013

A house in Multiple Occupation, or HMO, refers to properties shared by three or more tenants who are unrelated. Therefore as a general rule, families homes cannot pay claim to being a house in multiple occupation unless there are two non-family members paying rent on the property – a situation that rarely occurs.

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‘Buy To Let’ explained

October 1, 2013

Buying a property to let can prove an incredibly fulfilling venture, but we would be lying if we told you it wasn’t going to prove to be a challenge. If something’s worth doing it’s worth doing well, so before you decide that this is the route you wish to take, it’s worth taking some time […]

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Dealing with troublesome tenants?

September 4, 2013

With the modern property market proving an unpredictable environment, ones decision to sell a home is proving increasingly problematic. In respect of this fact, many are choosing to rent out the property but although this may prove a coping measure, it is unfortunate that this too poses potential hiccups.

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Landlord insurance FAQ’s

August 6, 2013

When putting the term ‘landlord insurance’ into Google, tens of thousands of results will instantly be thrust upon the individual surfing the Web.

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Landlord insurance jargon in plain English

July 3, 2013

In many walks of life we will come across technical jargon which requires some quiet alone time to familiarise ones self with the terms before embarking on a particular agreement, policy or decision.

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Landlord inventories explained

June 4, 2013

An inventory is one of the most important documents for any landlord to comprehend so it’s worth getting some familiarity around what’s included, how it can make or break a claim and when it should be referred to.

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Directors & Officers Liability Insurance

February 26, 2013

Directors felt safe under the protection of their ‘Limited Company’ but changes in the law mean that Directors & Officers of limited companies now face certain challenges in relation to their Personal Liabilities incurred in the running of their companies. A simple low cost policy can provide peace of mind and a safety net to […]

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Obligations to landlords HMO

November 26, 2012

HMO stands for House in Multiple Occupation and generally refers to one of the following: A house split into bedsits A house or flatshare where each tenant has their own tenancy agreement Students living in shared accommodation

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